Hurt In A Car Accident At Work?
If you are involved in an auto accident while on-the-job, you are entitled to receive workers’ compensation for any resulting injuries or damages. Unfortunately, it is not uncommon for employers and insurance companies to deny a valid work injury claim or to offer less than adequate coverage in order to save money. If you have been involved in a job-related car accident, please do not hesitate to contact the Washington workers’ compensation lawyers at Pendergast Law to protect your rights. Call us at 888-539-9211 to schedule a no-cost consultation.
What Happens After An On The Job Car Accident?
There are a number of obstacles to overcome when filing for workers’ compensation, but the most important thing to know is that you must take action as soon as possible. There is usually a set time limit in which employees may report an incident or injury that occurs while on the job, and if you fail to meet the deadline in your state, you may forfeit your claim.
- Have your injury evaluated by your doctor immediately and keep a copy of your medical records.
- Report the injury to your employer in writing and keep written records of your report for yourself.
- Write down any symptoms or side effects that you experience as a result of your injury.
- Consult with an experienced Seattle injury lawyer to understand your legal rights and options.
Documenting every step of the process will help strengthen your case in the event your employer or the insurance company attempts to deny your claim or provide lower compensation than you deserve.
Are Employers Responsible For Worker Injuries In Seattle?
Under the Occupational Health and Safety Administration (OSHA), employers are required to protect worker safety and enforce rules and regulations to prevent injuries or illnesses on the job site. However, if an employer contributes to or causes an injury accident or illness due to negligence, he or she may be held accountable for violating OSHA rules. Consider hiring a Seattle workers’ compensation attorney to help you understand your rights and to advocate on your behalf to ensure that you are compensated for your losses after a work-related car crash.
What Is Typically Covered By Workers’ Compensation In Washington?
Many people think that your work or personal insurance will cover all expenses following vehicle accidents. However, this depends on the types of coverage that apply to your situation. Because there are a variety of benefits and limitations that could apply, you may want to consult with an expert before you sign anything or agree to a settlement. Typical damages and expenses covered by workers’ compensation include the following:
- Medical expenses, such as office visits, prescriptions, over-the-counter medications, laboratory services, physical therapy, hospital visits, treatments, medical documents and x-rays.
- Lost wages and work time
- Lost school time
- Pain and suffering
- Out-of-pocket expenses
There are many pitfalls that injured workers must face, but they should not have to bear that burden alone.
What Kind Of Vehicles Count As ‘On The Job’?
If your job requires you to drive from one point to another, in a designated vehicle appointed by your employer, this counts as an on-the-job car. This could be a delivery car, a company van, a construction vehicle or some other automobile similar to these. So long as the automobile that is being driven is doing work for the company, then it would count as a job-site vehicle.
Can I File A Third-Party Claim Against The Other Driver?
Yes. If the other driver in the accident was negligent, you may be able to file a claim against them. Worker’s compensation boards and insurance companies monitor these actions and can potentially attempt to lower your settlement with them, depending on the outcome of the third-party claim.
What If The Accident Is Partially My Fault?
In terms of worker’s compensation, you generally DO NOT need to prove the other driver or individual was responsible for your accident. Worker’s compensation will cover you even if it’s your fault in one way or another. The type of compensation you will receive can depend on the degree of negligence you are responsible for. In addition, any third-party claim you may submit against another driver will take your responsibility into consideration.
Do I Need A Seattle Workplace Car Accident Attorney?
The lawyers at Pendergast Law highly recommend speaking with a member of our worker’s compensation team as soon as possible. Over the years, getting financial compensation following an on-the-job accident has become more complex. In order to successfully navigate the legal system, especially when an off-site car collision is involved, hiring skilled legal counsel can help. Do NOT attempt to speak with your company insurance or your insurance agent without legal representation!